Types of Title Insurance

America Patriot Title Agency offers several title insurance options. We can help you determine the most appropriate insurance to protect both the buyer and seller.

ALTA Homeowner’s Policy (last revision 2008)

For residential real estate purchases, we recommend the ALTA Homeowner Policy, which provides the maximum protection for homebuyers. This policy covers one to four family residences.

2006 ALTA Loan Policy

Our agency provides title insurance to lenders involved in the real estate transaction. The ALTA 2006 Loan Policy, with the appropriate required policy endorsements, protects the lender’s interest.

2006 LTA Owner’s Policy

This policy provides protection for transactions involving real estate that is not a one-to-four family residence. It is used in all transactions where the Homeowner’s Policy does not apply.

CPL

The CPL, Closing Protection Letter, is a policy that protects escrow funds until such funds are dispersed. The CPO is required by most lenders.